HOME INSURANCE
HOME INSURANCE

HOME INSURANCE

Bessette Insurance understands your needs to protect your home. Our homeowner’s insurance policies will help you protect your property from structural damage and theft. Most of our policies cover fires, lighting, theft, and wind from hurricanes. Call one of our expert agents at (401) 683-0177 and let us help you get the protection you need against unexpected disasters.

Coverage

  • Replacement Cost on Contents
    — Personal property is covered for its full value—with no deduction for depreciation (deductible applies).
  • Replacement Cost Coverage
    — Provides, the full cost to repair or replace your house even if it's more than your policy limit.
  • Building Code Upgrades
    — "Ordinance of Law Coverage" provides the financial means to meet current building codes that may be stricter than when your home was built (up to the amount purchased).
  • Scheduled Personal Propert
    — Endorse your policy to protect your jewelry, watches, silverware, and other valuables.
A Condo Owner’s Insurance needs are different from a homeowner’s. Bessette Insurance can assist you in creating a policy that fits your needs. Stop by our location in Portsmouth. We are located across from Citizens Bank and 1 building due north of Ace Hardware. Call us for directions.

Condo

A Condo Owner's Insurance needs are different from a homeowner. Bessette Insurance can assist you in creating a policy that fits your needs. Stop by our location in Portsmouth. We are located across from Citizens Bank and 1 building due north of Ace Hardware. Call us for directions.

Landlords

If you own a home or any other type of property, landlord insurance can protect you from damages made to your property by your tenants. We also provide dwelling fire insurance for your protection. Call us or stop by our office in Portsmouth to talk to one of our agents.

Flood

Flooding is one of nature's most common natural disasters. The average homeowner is five times more likely to incur flood damage than fire damage. If you live in a high-risk zone, you have a one-in-four chance of experiencing flood damage. Homeowner's policies will not cover the flood damage, and the out-of-pocket costs can be disastrous.

 
The best place to start for an affordable flood policy is at Bessette Insurance. We now have different options including private market flood for your flood insurance needs. Flood Insurance is available to everyone, from high-risk areas to moderate to low-risk areas. We also offer flood policies for renters and condo owners.

Umbrella

Do you own a home, own a car? In the event of a lawsuit or judgment, do you want your assets and future earnings protected? Speak with an agent at Bessette Insurance to obtain more information and a free quote, call (401) 683-0177.

Renters

Are you renting a home or an apartment? Contact Bessette Insurance at (401) 683-0177 for a quote insuring your belongings. We provide coverage for loss of use and personal liability.